Gifted offers several options for funding your account. Below is a quick overview of each method.
Credit Card (3% processing fee) - Funds are added instantly. The 3% fee is a direct processing charge that we don't profit from.
ACH Transfer (Free) - Transfers typically take 4–5 business days, depending on your bank. You’ll receive an email notification once the funds are available in your Gifted account.
Request an Invoice For a Wire Transfer - Select Load Funds → Request Invoice to receive a wire transfer invoice. Once we receive your payment, we’ll credit your account and notify you by email.